Should you sign a W-2 or negotiate a contract position? This calculator compares salary, benefits, autonomy, and tax implications to help you choose the right employment structure.
Enter your financial details below and click Calculate to get personalized results with AI-powered insights. Free, no account required, and all calculations run privately in your browser.
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Enter your financial details into the form below and click Calculate. The tool runs deterministic math instantly in your browser to give you accurate, personalized results.
Yes — completely free. No account required, no data stored, no paywalls. You can run unlimited scenarios.
Results are based on standard financial formulas and current 2026 rates where applicable. They are estimates for planning purposes — consult a licensed financial advisor for decisions involving large sums.
Yes — after calculating, click "Get AI Analysis" for a personalized explanation of your results, optimization strategies, and actionable next steps. The AI explains the numbers but never changes them.