Big-purchase tools

Free calculators for the big "can I actually afford this?" — the true cost AND the opportunity cost of a boat, RV, pool, second home, or any splurge. See what that money becomes if you invest it instead.

3 guides

Guide Buy vs Lease a Car: The 10-Year Truth Behind the Monthly Payment Leasing wins the monthly-payment battle but usually loses the decade. Here is the real 10-year math on leasing versus buying, with a full worked example. Open → Guide New vs Used Car: Which Is Actually the Smarter Buy? Used cars dodge the steepest depreciation but carry higher rates and repair risk. Here is the true-cost comparison, with a worked example and an affordability check. Open → Guide Should I Wait and Save, or Finance It Now? Financing a big purchase today costs interest; waiting costs time and lost investment growth. Here is how to weigh both sides with a clear worked example. Open →