Career & salary tools

Free calculators for the money side of your career — salary benchmarks, raise and offer math, total-comp and equity, degree and certification ROI, and freelance rates. Every tool shows real numbers.

25 resources

Calculator 1099 Quarterly Estimated Tax Calculator Estimate the quarterly tax payment a self-employed 1099 worker owes, including self-employment tax and income tax. Open → Calculator 401(k) Employer Match Calculator See how much free 401(k) match money you capture at your contribution rate — and how much you leave on the table. Open → Calculator Career Break Runway Calculator Find out how many months your savings will last during a career break, given your expenses and any income. Open → Calculator Certification ROI Calculator Decide whether a professional certification pays off by comparing its cost and study time to the raise it enables. Open → Calculator Coding Bootcamp ROI Calculator See how many months it takes a bootcamp salary bump to repay tuition, and your five-year net gain. Open → Calculator College Degree ROI Calculator Weigh tuition and lost wages against the salary lift a degree brings, and see the net payoff and break-even years. Open → Calculator Commission Income Calculator Estimate total pay from a base salary plus commission on sales above a threshold, at any commission rate. Open → Calculator Cost-of-Living Salary Calculator Find the salary you need in a new city to keep the same purchasing power you have today, using cost-of-living indexes. Open → Calculator Freelance Hourly Rate Calculator Find the hourly rate you must charge as a freelancer to hit your income target after expenses and non-billable time. Open → Calculator Freelance Project Pricing Calculator Turn estimated hours and your rate into a fixed project quote that covers overhead and a real profit margin. Open → Calculator Job Offer Comparison Calculator Compare two job offers on total compensation — base, bonus, annual equity, and the dollar value of perks. Open → Calculator Overtime Pay Calculator Calculate your total weekly pay including overtime hours at time-and-a-half or any multiplier. Open → Calculator Raise vs Inflation Calculator See whether a raise is a real pay increase or a pay cut once inflation is taken into account. Open → Calculator RSU Value Calculator Estimate the gross and after-tax value of your vested restricted stock units at a given share price. Open → Calculator Sabbatical Cost Calculator Calculate the true cost of an unpaid sabbatical — living expenses, lost income, and the savings you need upfront. Open → Calculator Salary Raise Calculator See your new salary, the dollar amount of a raise, and the extra you take home each month from a percentage raise. Open → Calculator Salary to Hourly Calculator Convert an annual salary into an hourly, weekly, and monthly figure based on the hours you actually work. Open → Calculator Side Hustle Break-Even Calculator Find how many units you must sell and how many months it takes for a side hustle to recover its startup cost. Open → Calculator Signing Bonus After-Tax Calculator See how much of a signing bonus you actually keep after federal supplemental, state, and payroll tax withholding. Open → Calculator Take-Home Pay Calculator Estimate your net annual, monthly, and biweekly pay after federal, state, and FICA taxes plus pre-tax deductions. Open → Calculator True Hourly Wage Calculator Reveal what your job really pays per hour after commute time and job-related costs eat into your salary. Open → Calculator W-2 vs 1099 Net Pay Calculator Compare take-home pay of a W-2 salary versus a 1099 contract rate, accounting for self-employment tax and benefits. Open → Guide How to Negotiate a Raise in 2026 (and What It's Really Worth) A data-backed playbook for asking for a raise in 2026: what percentage to target, the exact script, and how to check the raise beats inflation before you celebrate. Open → Guide Is a College Degree Worth It? How to Run the ROI A degree is an investment with a cost, a payoff, and a break-even year. See the real earnings gap, the total four-year cost, and how to calculate your degree's ROI. Open → Guide W-2 vs 1099: The Real Take-Home Pay Difference A 1099 rate needs to be far higher than a W-2 salary to match it. See the self-employment tax, lost benefits, and the exact break-even math with a worked example. Open →