Tool · Investor Sam Green

Federal Solar Tax Credit Calculator

June 30, 2026 • By the Investor Sam Editorial Team • Reviewed by Berly Sam Varghese, Editor
The federal Residential Clean Energy Credit is the biggest single incentive for going solar: it returns 30% of your eligible system cost as a credit against your federal income taxes. This calculator adds up your eligible basis — the solar equipment plus qualifying costs like wiring, mounting, and even a paired battery — applies the credit percentage, and shows both the credit dollars and your net out-of-pocket system cost.

Example: Solar system cost: 24000 $ · Other eligible costs (battery, wiring): 4000 $ · Credit percentage: 30 %

Federal tax credit value$8,400
Total eligible basis$28,000
Net cost after credit$19,600

Worked example

Suppose your solar array costs $24,000 and you add $4,000 of eligible costs such as a battery and electrical upgrades, for a $28,000 eligible basis. At 30%, the Residential Clean Energy Credit is worth $8,400 off your federal tax bill, bringing your net system cost to $19,600. Because it is a credit rather than a deduction, that $8,400 comes straight off the taxes you owe.

Frequently asked questions

How much is the federal solar tax credit worth?

It equals 30% of your eligible system cost for solar placed in service from 2022 through 2032, then steps down in later years. The credit applies to panels, inverters, mounting, wiring, labor, and qualifying battery storage. Enter your total eligible cost and the tool computes 30% of it.

Is it a tax credit or a refund?

It is a nonrefundable tax credit, meaning it reduces the federal income tax you owe dollar for dollar. If the credit is larger than your tax liability in the year you install, the unused portion generally carries forward to future tax years until it is used up.

Does a battery qualify for the credit?

Yes. Since 2023, standalone home batteries with at least 3 kWh of capacity qualify for the 30% credit, and batteries installed with solar have always qualified. Include the battery cost in your eligible basis to capture its share of the credit.

Do I need to own the system to claim it?

Yes. You must own the system — through cash or a loan — to claim the credit. If you lease the panels or sign a power purchase agreement, the third-party owner claims the incentive instead, which is one reason ownership usually beats leasing on total value.

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Sources

Berly Sam Varghese · Editor, Investor Sam

Berly Sam Varghese is an engineer who treats money the way he treats any hard problem — something to be engineered, not gambled on. He funded years of education and built real financial stability the patient way, by living below his means and investing rather than borrowing. He writes for the person trying to make a greener choice that also makes financial sense. He reviews and approves every article on Investor Sam and checks the figures against primary sources before anything is published. More about our standards.