Home & property tools
Free calculators for the biggest asset you own — renovation ROI, rent vs buy, true cost of ownership, mortgage math, and home-energy savings. Every tool shows real numbers and cites its assumptions.
25 resources
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15 vs 30 Year Mortgage Calculator
Compare monthly payments and lifetime interest between a 15-year and a 30-year mortgage.
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ADU Cost & Rental Payback Calculator
Estimate how long it takes an accessory dwelling unit to pay back its build cost through rental income.
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Airbnb Income Estimator
Project the gross and net annual income from a short-term rental based on nightly rate, occupancy, and expenses.
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Biweekly Mortgage Payment Calculator
See how switching to biweekly mortgage payments shortens your loan and cuts total interest.
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Closing Cost Calculator
Estimate the closing costs and total cash you will need at the closing table when buying a home.
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Cost of Selling a Home Calculator
Estimate agent commission, seller closing costs, staging, and your net proceeds after paying off the mortgage.
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Down Payment Savings Goal Calculator
Calculate how long it will take to save your target down payment and how much you still need.
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Extra Mortgage Payment Calculator
See how much interest and time you save by adding extra to your monthly mortgage payment.
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HELOC Payment Calculator
Compare the interest-only draw payment and the fully amortizing repayment payment on a home equity line of credit.
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Home Affordability Calculator (28/36 Rule)
Find out how much house you can afford using the lender 28/36 debt-to-income rule, based on your income and debts.
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Home Appreciation Calculator
Project the future value of a home at a chosen annual appreciation rate and see the total gain.
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Home Equity Growth Calculator
Project how your home equity will grow over time from both loan paydown and appreciation.
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Home Maintenance Budget Calculator
Estimate a realistic annual home maintenance budget using the 1% rule, the square-foot rule, and home age.
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Kitchen & Bath Remodel Budget Calculator
Set a sensible remodel budget as a percentage of your home value, with a built-in contingency reserve.
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Mortgage Payment Calculator
Estimate your full monthly mortgage payment including principal, interest, property taxes, insurance, and PMI.
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Moving Cost Calculator
Estimate the cost of a local or long-distance move based on home size, distance, and packing services.
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PMI Removal Timeline Calculator
Estimate when you can request PMI removal at 80% LTV and when it drops off automatically at 78%.
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Property Tax Calculator
Estimate your annual and monthly property tax from your assessed value, local mill rate, and exemptions.
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Refinance Break-Even Calculator
Find out how many months it takes for refinancing to pay for itself, and your lifetime savings from a lower rate.
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Renovation ROI Calculator
Calculate the return on a home improvement project by comparing its cost to the resale value it adds.
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Rent vs Buy Calculator
Compare the true net cost of buying a home versus renting over the years you plan to stay.
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Rental Cap Rate & Cash-on-Cash Calculator
Calculate the cap rate, net operating income, and cash-on-cash return of a rental property investment.
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Guide
How Much House Can You Actually Afford? (The 28/36 Rule)
The bank will approve you for more than you should spend. Learn the 28/36 rule, what lenders count, and how to find your real, comfortable home price for 2026.
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Guide
Rent vs Buy in 2026: The Real Math (Not the Myths)
Renting is not throwing money away and buying is not always winning. See the real 2026 rent-vs-buy math — break-even years, hidden costs, and the numbers that actually decide it.
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Guide
Should You Refinance Your Mortgage? The Break-Even Rule
Refinancing only pays off if you stay past the break-even month. Learn how to calculate it, what closing costs really cost, and when a lower rate is a trap.
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