Home & property tools

Free calculators for the biggest asset you own — renovation ROI, rent vs buy, true cost of ownership, mortgage math, and home-energy savings. Every tool shows real numbers and cites its assumptions.

3 guides

Guide How Much House Can You Actually Afford? (The 28/36 Rule) The bank will approve you for more than you should spend. Learn the 28/36 rule, what lenders count, and how to find your real, comfortable home price for 2026. Open → Guide Rent vs Buy in 2026: The Real Math (Not the Myths) Renting is not throwing money away and buying is not always winning. See the real 2026 rent-vs-buy math — break-even years, hidden costs, and the numbers that actually decide it. Open → Guide Should You Refinance Your Mortgage? The Break-Even Rule Refinancing only pays off if you stay past the break-even month. Learn how to calculate it, what closing costs really cost, and when a lower rate is a trap. Open →