Whole-picture money planning tools
Most calculators answer one question. These look at your WHOLE situation — income, debts, savings, employer match — and tell you the single smartest next move for your money, in dollars.
5 resources
Calculator
Freedom Date — Your Financial Independence Timeline
Enter your age, savings, spending, and investments to find the exact year you reach financial independence — plus a Lever Board showing how many years sooner each money move pulls your Freedom Date in.
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Calculator
The Next Dollar Engine — What Should I Do With My Money Next?
Enter your whole situation — income, debts, savings, employer match — and get your financial health score plus the single smartest next move for your money, in dollars.
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Calculator
Will My Money Last? — Retirement Survival Stress-Test
Enter your age, savings, spending, and guaranteed income to stress-test your retirement against 1,000 simulated market lifetimes. Get a survival probability, a plain-English verdict, and a Lever Board ranking which move — work longer, cut spending, add guaranteed income, or grow the nest egg — buys the most survival.
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Guide
How to Find Your Financial Freedom Date — and Pull It Years Closer
Turn "someday" into an exact year: how to compute your FI number, project your net worth to a real Financial Independence date, and see which move pulls it soonest.
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Guide
What Should I Do With My Money Next? The Order of Operations, Quantified
The proven financial order of operations — starter fund, employer match, high-interest debt, HSA, 15% retirement, then investing — with real dollar figures and a worked example.
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