Windfall & lump-sum tools
Free calculators for sudden money — an inheritance, bonus, settlement, or severance. See what it becomes if you pay down debt, invest, or give, and how to split it wisely.
3 guides
Guide
How Much of My Bonus, Inheritance, or RSUs Will I Actually Keep After Taxes?
Why your bonus is withheld at 22% but taxed higher, how RSUs and inheritances are really taxed, and a worked example of the take-home on a $50,000 bonus.
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Guide
I Just Came Into a Windfall — What Should I Do With It? (A Step-by-Step Order)
A calm, numbered playbook for a sudden windfall: park it, pay off toxic debt, fund emergencies, invest the rest — with a worked example on a $150,000 inheritance.
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Guide
Pay Off the Mortgage or Invest the Lump Sum? How to Actually Decide
The real math behind paying off a mortgage versus investing a windfall — after-tax rate spreads, risk tolerance, and a $120,000 side-by-side worked example.
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